SCHENECTADY -- Residents facing flood damage from Tropical Storm Irene may be shocked to learn that few home insurance policies will cover the cost of repairs.
Homeowners and renters insurance will usually cover damage from high winds. But damage from rising and rushing water -- as seen in Irene-ravaged communities across upstate New York and New England -- is generally covered only by flood insurance.
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Homeowners and renters insurance will usually cover damage from high winds. But damage from rising and rushing water -- as seen in Irene-ravaged communities across upstate New York and New England -- is generally covered only by flood insurance.
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