Mold is a fact of life in subtropical Central Florida. But homes in foreclosure or suffering hurricane damage are especially vulnerable to mold contamination.
In a hot, humid house with no air circulation, it takes just 48 hours for mold to start growing and spreading. If the air conditioning is off and the house is not airtight or leaks exist, the growth will be rampant.
When buying a Florida home that has been closed for any length of time without air conditioning, it may be worth having a mold test done — especially if you can see or smell mold. The cost for an inspection depends on the size of the home but usually runs from about $400 to $1,600. Homeowners insurance against mold that is unrelated to accidental water damage is not available in Florida.

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