Posted by Moderator 797 days ago (http://www.enewspf.com)
Category: Mold Remediation | Tags: insurance coverage water damage mold
CHICAGO--(ENEWSPF)--March 16, 2010. As winter draws to an end and warmer weather approaches, it is important to remember that with the change in seasons comes an increased chance of flooding. The Illinois Department of Insurance is reminding Illinois consumers to prepare for the possibility of a flood by examining existing homeowner or renter policies and determining whether to add flood insurance.

“A common misunderstanding is that flood risk exists only near rivers, lakes and other bodies of water,” said Michael T. McRaith, Director of the Illinois Department of Insurance. “The reality is that a flood can occur anywhere. Standard homeowner and renter policies do not cover flood damage, and new flood insurance policies are not usually effective for 30 days. Consumers should know policy limits and benefits before flood damage occurs and add flood insurance if necessary.”

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